Agent Education Requirements 5
Hawaii Law Course for Property/Casualty Agents 5
Hawaii Administrative Rules, Title 16
Department of Commerce and Consumer Affairs
Chapter 23
Motor Vehicle Insurance Law 6
Subchapter 1, General Provisions 6
16-23-1 Definitions 6
16-23-3 Verification of Insurance 7
Subchapter 2, Required Motor Vehicle Insurance Policy Coverage 8
16-23-4 Motor Vehicle Insurance Policy 8
16-23-5 Personal Injury Protection Benefits 8
16-23-6 Entitlement to Monthly Earnings Loss Benefits 9
16-23-7 Computation of Monthly Earnings 9
16-23-8 Computation of Monthly Earnings Loss 10
16-23-9 Liability Coverage 11
16-23-10 Determination of Tort Threshold 12
Subchapter 3, Optional Additional Coverage 13
16-23-11 Required Optional Additional Coverage 13
16-23-11.1 Naturopathic, Acupuncture, and Non-medical Remedial Care
and Treatment 13
16-23-11.2 Managed Care 14
16-23-11.3 Wage Loss 14
16-23-12 Other Optional Coverages 14
Subchapter 4, Rejection, Cancellation, Non-Renewal 15
16-23-13 Application for Motor Vehicle Insurance Policy, Rejection
of Application, Joint Underwriting Plan Placement 15
16-23-16 Review of Failure to Offer JUP Placement, Cancellation,
or Refusal to Renew 15
Subchapter 5, Licensing of Insurers 15
16-23-19 Licensing of Health Insurers 15
Subchapter 6, Requirements for Self-Insurance 16
16-23-20 Application 16
16-23-21 Agreement 16
16-23-22 Surety Bond, Deposit of Security, or Proof of Financial Ability 17
16-23-23 Amount of Cash, Securities, or Bond 18
16-23-24 Proof of Ability to Process and Pay Claims Promptly 18
16-23-25 Supplemental Bond or Excess Liability Insurance Requirement 19
16-23-26 Service of Process 19
16-23-27 Issuance of Certificate of Self-Insurance 19
16-23-28 Duty to Notify Commissioner 19
16-23-29 Drivers Education Fund Fee 20
16-23-30 Duration of Certification 20
16-23-31 Revocation of Certificate of Self-Insurance 20
16-23-32 Termination of Self-Insurer Status and
Withdrawal of Security Deposit 20
16-23-33 Reporting Requirements 21
Subchapter 8, Driver Education Fund 21
16-23-56 Payment and Expenditure 21
Subchapter 9, Miscellaneous Provisions 21
16-23-57 Administrative Hearing on Denial of Claim 21
16-23-58 Notice of Claim 22
16-23-59 Criminal Conduct 22
16-23-60 Motor Vehicle Insurance Policy Endorsements 22
Subchapter 12, Statistical and Reporting Requirements 23
16-23-64 Revision of Current Statistical Plans 23
16-23-65 Quarterly Report 24
16-23-66 Annual Report 26
Subchapter 13, The Joint Underwriting Plan (JUP) 27
16-23-67 General Description 27
16-23-68 Membership in the Joint Underwriting Plan 27
16-23-70 Allocation of JUP Costs 28
16-23-71 Selection of Servicing Carriers 28
16-23-72 Classifications Eligible for JUP 29
16-23-73 Public Assistance Benefits Recipients 30
16-23-74 Application for JUP, Placement; Reporting Disposition 32
16-23-75 Denial of Application; Appeal 32
16-23-76 Administration by JUP Bureau 33
16-23-77 Servicing Carriers Duties 33
16-23-78 Allowances to Servicing Carriers 33
16-23-79 Commissions 34
16-23-80 JUP Rates 34
16-23-81 JUP Private Passenger Manual 34
16-23-82 JUP Commercial Manual 35
16-23-84 JUP Assigned Claims; Application; and Assignment of Claims 35
16-23-85 Proration of Costs and Assigned Claims Paid 35
16-23-86 JUP Membership Termination 35
16-23-87 Joint Liability for JUP Business 36
16-23-8 Auditing of Members 36
Subchapter 15, Motor Vehicle Insurance Administration
Revolving Fund 37
16-23-90 Peer Review Costs 37
16-23-91 Allocation of Cost of Motor Vehicle Insurance Administration 37
Subchapter 17, Fee Schedule and Utilization Guidelines 37
16-23-93 Fee Schedules 37
16-23-94 Definitions 38
16-23-95 Treatment Plan 38
16-23-96 Health Care Provider Responsibilities 40
16-23-97 Surgery 40
16-23-99 Concurrent Treatment 42
16-23-100 Change in Health Care or Alternative Care Providers 42
16-23-101 Consultations 43
16-23-102 Licensed Physical Therapists
and Registered Occupational Therapists 44
16-23-103 Rules of Decision for Allowable Fees for
Medical, Surgical, and Hospital Services and Supplies 45
16-23-104 Health Care Providers 46
16-23-105 Doctors of Chiropractic and Naturopathy 46
16-23-106 Physician Assistants 47
16-23-Hospital Services 47
16-23-114 Drugs, Supplies, and Materials 47
16-23-115 Workers Compensation Medical Fee Schedule 48
Subchapter 18, Peer Review 49
16-23-117 Time Requirements for Peer Review 49
16-23-117.5 Applicability of Peer Review 49
16-23-118 Submission to Peer Review Organization 49
16-23-119 Reconsideration 50
16-23-120 Dispute Regarding Charges 50
United Insurance Educators, Inc.