Long-Term Care Health Issues is designed for agents who will be selling long-term care policies, whether those happen to be traditional contracts or Partnership plans. This course looks at the conditions that lead through the steps ending up with institutionalization in a nursing home.
Since most people do not immediately need nursing home care we look at home health care issues, including funding and dependence on family members. We look at the tough decisions family members (usually children) must make for elderly and frail parents.
Since Assistant Living facilities are a major part of the long-term care industry we give it specific attention.
Not everyone will need long-term care, so we consider the risk that is involved in deciding whether or not a specific individual might be a candidate for some type of long-term care needs. We include some GAO conclusions regarding the use of Partnership long-term care plans.