2-hour Wisconsin-specific Medicaid & LTC Information Training
Table of Contents
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Wisconsin LTC Insurance Partnership Program |
1 |
35.1 LONG TERM CARE INSURANCE PARTNERSHIP |
1 |
35.1.1 LTCIP Introduction |
1 |
35.1.2 LTCIP Asset Disregard |
1 |
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Maximum Disregard |
1 |
35.1.3 Verification |
1 |
35.1.3.1 Verification of the Qualified LTCIP Policy |
1 |
35.1.3.2 Reciprocity Standards |
2 |
35.1.3.3 Verification of Benefits Paid |
2 |
35.1.4 Examples 1 & 2 |
2 |
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Examples 3 – 5 |
3 |
35.1.5 Process Help |
4 |
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Part II |
4 |
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WI Medicaid Eligibility |
4 |
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QUICK QUIZ |
6 |
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The Basics |
6 |
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Key Points |
7 |
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Financial Requirements: Income Test |
7 |
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Financial Requirements: Income Test |
7 |
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Financial Requirements: Cost Share |
7 |
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Financial Requirements: Asset Test |
8 |
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Countable Assets |
8 |
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Countable Assets include |
8 |
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Extended Assets include |
8 |
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Spousal Impoverishment Asset Protections |
9 |
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Spousal Impoverishment Asset Protections |
9 |
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Asset Assessment |
9 |
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CSAS |
9 |
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CSAS & Excess Assets |
10 |
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Spousal Impoverishment Asset Protections Example |
10 |
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Divestment |
10 |
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Eligibility Requirements for WI Medicaid Payment of Long-Term Care RECAP |
11 |
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QUICK QUIZ |
11 |
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How Asset Protection Works under the WI LTCIP Program |
12 |
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A WI LTCIP program participant receives the following benefits during his or her lifetime |
12 |
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After the WI LTCIP program participant is deceased |
12 |
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WI LTCIP Asset Protection for WI Medicaid Eligibility |
13 |
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Example 1 & 2 |
13 |
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Example 3 & 4 |
14 |
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QUICK QUIZ |
15 |
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How to Apply for WI Medicaid Programs |
15 |
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Part III - WI ESTATE RECOVERY |
16 |
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What is WI Estate Recovery? |
16 |
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What Services Does Wisconsin Recover? |
17 |
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Example 1 -3 |
18 |
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QUICK QUIZ |
19 |
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When Does the State Not Recover Benefits? |
19 |
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Example 4 |
20 |
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QUICK QUIZ |
20 |
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WI Mandatory Training Requirements—Long-Term Care |
21 |
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Insurer Responsibility |
21 |
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Alternatives to the Purchase of Private LTC Insurance |
21 |
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Suitability Standards & Guidelines |
22 |
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Consumer Disclosure |
22 |
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LTC Personal Worksheet |
22 |
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Is the Policy Suitable for the Buyer? |
22 |
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Consumer Publications |
23 |
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Effects of Inflation |
24 |
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Simple and Compound Protection |
24 |
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Required Rejection Forms |
25 |
United Insurance Educators, Inc.
PO Box 1030
Eatonville, Washington 98328