New York 3-Hour Insurance Requirement
Insurance Law |
1 |
Each Party Has Legal Obligations |
1 |
The Selling Agent or Representative |
2 |
Exceptions to the legal responsibilities |
2 |
Best Interest Obligation |
3 |
NAIC Adopts Best Interest Standards |
4 |
Ethics & Professionalism |
6 |
What Ethical Agents Know |
6 |
Insurance Perceptions |
7 |
Establishing Goals |
8 |
Responsibility & Accountability |
9 |
Example |
10 |
Why Be Ethical? |
11 |
Ethics in the Workplace |
12 |
The Same by Any Name |
12 |
Example |
13 |
The Professional Insurance Representative |
14 |
Companies Set Guidelines |
15 |
If one wishes to preserve ethical behavior |
16 |
Promoting Ethical Behavior |
17 |
Legality is not the Same as Morality |
20 |
Egoism |
21 |
Is it possible to teach ethical behavior to others? |
22 |
What is the scope of ethics? |
22 |
What does it take to be a moral person? |
23 |
Determining the Quality of Work Performed |
23 |
What do individuals want their legacy to be? |
23 |
The Leaders of the Pack |
24 |
Example #1 |
24 |
Example #2 |
25 |
What is an individual’s responsibility to other moral people? |
26 |
Objectivist Ethics |
26 |
Holding an Ethic Code |
27 |
Courtesy |
27 |
Mores |
27 |
Education/Continuing Education |
29 |
Laying Out Policy Benefits & Limitations |
30 |
Steps that an agent can follow to minimize possible misunderstandings |
31 |
Policy Replacement |
32 |
Allowing Misconceptions is Foolish |
32 |
Obtaining Proper Application Signatures |
33 |
Commingling Funds |
34 |
The Professional |
34 |
Due Diligence |
35 |
There are three reasons to do so |
36 |
A Technical Approach or Common-Sense Approach |
37 |
There can be some problems or limitations to the technical approach |
37 |
A common-sense approach to due diligence |
39 |
Ethical behavior tends to have long-range |
42 |
Selecting Insurers to Represent |
43 |
If It’s Legal |
43 |
A moral dilemma |
44 |
Ethical behavior is practical from the legal standpoint |
45 |
Diversity, Inclusion & Anti-Bias |
46 |
Types of Bias |
50 |
Confirmation Bias |
51 |
Institutionalized Bias |
52 |
Education Systems Try to Teach What Bias Is |
53 |
Even AI Can Promote Bias |
54 |
Long-Range Impacts of Racism or Discrimination of Any Type |
54 |
Reducing Bias in Business |
55 |
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Thank you,
United Insurance Educators, Inc.