Moral Obligations

Table of Contents

 

Our Debt

Page 1

Defining Morality

Page 1

Staying on the Path

Page 2

What Are Moral Obligations?

Page 3

Legal Issues

Page 4

Professional Ethics

Page 6

State Mandated Ethics

Page 7

    Principles Versus Rules

Page 9

Meeting Educational Requirements

Page 9

Preventing Public Harm       

Page 12

    Integrity

Page 12

    Objectivity

Page 13

    Competence

Page 13

    Fairness

Page 15

    Confidentiality

Page 15

    Professionalism

Page 15

    Diligence

Page 15

    CFP Case Law

Page 16

        Falsely Stating Education

Page 16

        Churning Policies

Page 16

        Inappropriate Sale

Page 17

        Conflict of Interest

Page 17

Express and Ostensible Authority

Page 17

    Where Your Allegiance is Legally based

Page 17

Ethics & Risk Control

Page 19

Agent Liability

Page 19

    Company Insolvencies

Page 19

    Third Party Liability

Page 20

    Hidden Costs of Litigation

Page 20

    Documenting Procedures for Self-Protection

Page 20

    Imposed by Law: Promise of Good Faith

Page 21

Professionally Moral

Page 22

Morality Made Simple

Page 23

    Honesty – A Moral & Legal Obligation

Page 23

    Policy Replacement

Page 24

Corporate Ethics

Page 27

Conducting Business – A Moral Concern

Page 28

Enron Relied on Appropriate Accounting

Page 29

A Personal Choice

Page 30

The Exceptional Man

Page 31

“My Dog Ate My Homework.”

Page 31

Taking the Moral Path

Page 33

Understanding Our Moral Origins

Page 34

Individual Moral Development

Page 34

Integrating Morality Into Our Lives

Page 35

    Developing A Work Ethic

Page 35

Acting in the Best Interest of the Majority

Page 36

Expanding Our Moral View

Page 36

Acknowledging the Needs of Others

Page 37

Listening Our Way to Success

Page 37

Fulfilling Our Obligation to the Client

Page 38

Making Our Own Moral Choices

Page 39

Progressively Moral

Page 40

Can You Teach An Old Dog New Tricks?

Page 41

Philosophic Morality

Page 42

Policy Presentations

Page 44

Insurance Applications

Page 44

Representing the Companies With Honesty

Page 46

The First Step is Awareness

Page 46

    Comparing Company Practices

Page 46

    Comparing Losses and Gains

Page 47

    Public Trust

Page 47

    Know the Products

Page 47

    Who Owns the Company?

Page 47

Acknowledging Our Moral Obligations

Page 48

 

 

 

 

 

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United Insurance Educators, Inc.

8213 – 352nd Street East

Eatonville, Washington 98328-8638

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