WA LTC 4-Hour Refresher
Instructor
UIE Phone
(253) 846-1155 Email
mail@uiece.com |
Course Overview
RCW 48.85.010 Washington long-term care partnership program – Generally.
The department of social and health services shall, in conjunction with the office of the insurance commissioner, coordinate a long-term care insurance program entitled the Washington long-term care partnership, whereby private insurance and Medicaid funds shall be used to finance long-term care. For individuals purchasing a long-term care insurance policy or contract governed by chapter 48.84 or 48.83 RCW and meeting the criteria prescribed in this chapter, and any other terms as specified by the office of the insurance commissioner and the department of social and health services, this program shall allow for the exclusion of some or all of the individual’s assets in determination of Medicaid eligibility as approved by the federal health care financing administration.
This course is approved for Partnership long-term care continuing education credits for Washington. Since the course is specific to Washington, it will not provide credit hours for other states in which you may be licensed. Many states have a reciprocal agreement; if you are licensed in more than one state we recommend you contact your nonresident state to see if they will accept the credits from your resident state.
This course is called a “refresher” course because it is designed to refresh the information you initially received in the WA LTC INITIAL 8 HOUR COURSE. If you have not completed that initial 8 credit hour course do not continue. Call United Insurance Educators, Inc. and exchange this 4 credit hour course for the 8 hour course. |
|
Chapter |
Subject |
Description |
|
Chapter 1 |
Introduction to WA 48.83.130 |
Chapter 1 briefly covers the Washington State Long-Term
Care Trust Act. |
|
Chapter 2 |
Long-Term Care Benefits |
Long-term care insurance contract benefits. |
|
Chapter 3 |
Long-Term Care Payment Options |
Long-term care insurance contracts are very detailed; failure to fully understand the products you sell can cause your clients financial harm if an inappropriate product is placed. Unfortunately, the policyholder may not be aware of the error until benefits are requested. As an agent, it is your responsibility to fully understand the products you represent since even an innocent error may adversely affect your policyholder. |
|
Chapter 4 |
RCW 48.83, 48.84 & 48.85 |
WA Codes |
|
Chapter 5 |
Chapter WAC 284.83 |
WA Codes |
ClearCert Approved.