Seeking Security
Instructor
UIE Phone
(253) 846-1155 Email
mail@uiece.com |
Course Overview
This course covers
financial planning issues related to obtaining financial
security. It is a time sequential course starting off with
budgeting, and financial organization. |
|
Chapter |
Subject |
Description |
|
Chapter 1 |
In the Beginning |
Introduction |
|
Chapter 2 |
Establishing A Financial Picture & Net Worth |
Financial worth is discussed, including how to figure net
worth using standard worksheets. |
|
Chapter 3 |
Establishing Goals |
Since
establishing financial goals is necessary to any financial plan, chapter 3
looks at goal setting that is realistic. Once goals are
established, the course moves on to investments and investment risk,
including the silent risk – inflation. |
|
Chapter 4 |
Suitable Recommendations |
|
|
Chapter 5 |
Emergency Funds |
|
|
Chapter 6 |
Avoiding Debt |
Chapter 6 looks at the way
credit card debt works and how the interest rate charged takes even more than
one often realizes. |
|
Chapter 7 |
Safety Through Insurance |
Chapter
7 deals with health insurance, including major medical plans, Medicare
supplemental plans, and long-term care insurance for the nursing home. |
|
Chapter 8 |
Disability |
The
course progresses on through disability plans, and life insurance (including
who really needs it). |
|
Chapter 9 |
Life Insurance |
|
|
Chapter 10 |
Protecting Assets |
Since
agents know that insurance is all about protecting assets, chapter ten looks
at property and casualty lines (home and auto insurance). |
|
Chapter 11 |
Looking
at Taxes Sensibly |
|
|
Chapter 12 |
Employer-Sponsored
Insurance Benefits |
Chapter
12 looks at insurance that is obtained through employment. Medical
insurance is most likely the result of employment, but other types are also
available. |
|
Chapter 13 |
Saving
Adequately for Retirement |
Chapter
13 examines the financial needs in retirement. This primarily
deals with saving enough money during our working years to be able to be
financially comfortable when retirement comes. Planning for
retirement also means planning our estate. |
|
Chapter 14 |
Estate
Planning |
Chapter
14 looks at that topic. Estate planning involves many things,
including gifting and other property distribution, wills and revocable
trusts, and even planning for our pets after we are gone. |
|
Chapter 15 |
Practical
Ethics |
Finally,
Seeking Security looks at the need for ethics in our day-to-day
lives. While morals are part of everyone’s life, it is essential
in a field like insurance that deals with consumer finances. |
This course is not approved for suitability and best interest requirements. It is approved for continuing education.