Retirement Planning

Instructor

UIE

Phone

(253) 846-1155

Email

mail@uiece.com

Course Overview

Retirement Planning is unique for a retirement course.  This course looks at subjects that are often overlooked or simply ignored by other retirement planning courses.  The unique subjects covered include agent education, ethics, and long-term home care.

Of course, this text also covers the bread-and-butter topics that are mandatory in any retirement planning course.  Social Security benefits are discussed since it would be impossible to plan for one's retirement without understanding what funding may be available from social programs.  Pensions are discussed as well.

Retirement plans always include some type of savings program.  Certainly, some of these modes include insurances, such as annuity products and cash value policies.

Because every insurance agent must understand how his or her products will correspond with wills and living trusts, this is also discussed.  Agents are often the one consumers ask regarding beneficiary designations.  When suggestions are desired, the agent must understand how wills and living trusts affect their insurance products.  The ultimate goal of an agent is to benefit the consumer.  Only by having such an understanding of related fields will this be fully possible.

For the insurance agent who is making estate planning their specialty, this text also looks at the details of retirement planning.  This includes domiciles and property ownership, gifting, property transfers (which can include insurance products) and other areas related to this.  Of course, due diligence is also included.

 

Course Schedule

Chapter

Subject

Description

Chapter 1

AGENT EDUCATION

Additional CE

Chapter 2

RETIREMENT AND ESTATE PLANNING

Three most voiced questions.

Chapter 3

HOW MUCH IS ENOUGH?

The 4% strategy.

Chapter 4

TO WORK OR NOT TO WORK

Chapter 5

SOCIAL SECURITY BENEFITS

Chapter 6

SOCIAL SECURITY RETIREMENT INCOME

Chapter 7

SOCIAL SECURITY SURVIVORS' BENEFITS

Chapter 8

PENSION PLANS

Understanding the basics.

Chapter 9

INTEGRATING SOCIAL SECURITY WITH THE PENSION PLANS

Chapter 10

RECEIVING PENSION BENEFITS

Chapter 11

ANNUITIES

Understanding the basics.

Chapter 12

CONTRACT CLAUSES

Chapter 13

ANNUITY PAYOUT PHASE

 

Chapter 14

LIFE INSURANCE 

Chapter 15

LONG TERM CARE INSURANCE

This course is not approved for Partnership LTC hours just CE.

Chapter 16

LIVING TRUSTS

Understanding the basics.

Chapter 17

PLANNING FOR DEATH

Chapter 18

DOMICILES AND PROPERTY OWNERSHIP

Chapter 19

GIFTING AND OTHER PROPERTY DISBURSEMENT

Chapter 20

FOLLOWING LEGAL PROCEDURES

Chapter 21

PROPERTY TRANSFERS

Chapter 22

THE WILL

Understanding the basics.

Chapter 23

SELECTING TRUSTEES & OTHER REPRESENTATIVES

 

Chapter 24

SETTLING THE ESTATE AFTER TESTATOR'S DEATH

Chapter 25

AGENT ETHICS

Why does it matter?

Chapter 26

SELECTING A SAFE INSURER

Chapter 27

DUE DILIGENCE

Picking the right insurer.

Chapter 28

CHOOSING TO DIE INTESTATE

Chapter 29

GLOSSARY

Additional Information

None.