Moral Obligations: Upholding Integrity in Practice

Instructor UIE Phone (253) 846-1155 Email mail@uiece.com

Course Overview The Moral Obligations course explores the insurance professional’s ethical responsibilities to the community, clients, and themselves, providing a structured framework for understanding morality in their professional life. It defines key concepts such as the meaning of morality, distinctions between moral principles and rules, and an overview of legal issues, professional ethics, and state-mandated standards. The insurance industry is built on trust, integrity, and the promise to act in the best interest of clients. Moral Obligations: Upholding Integrity in Practice explores the ethical foundation of those promises and the broader moral responsibilities that insurance professionals owe to clients, insurers, regulators, and society. This course examines the difference between legal compliance and ethical conduct, emphasizing how moral obligations influence real-world decisions in areas like claims handling, product suitability, disclosure, and fiduciary duty. Through examples and practical applications, insurance professionals will explore how personal ethics, professional codes of conduct, and moral reasoning intersect in the insurance environment. Topics include the role of moral duty in advising clients, the consequences of ethical failures, and the importance of maintaining the public’s trust.

Additional Information

Approved for Ethics requirement in most states and provinces.