Insurance, Politics & Climate Change




(253) 846-1155


Course Overview

Agents who chose this course should put aside prejudices and politics to understand the material from an insurance standpoint. It is interesting that fossil fuel lawyers fighting lawsuits have conceded that, based on science, climate change is real and currently happening. The legal battles are not whether climate change exists, which is why fossil fuel lawyers have said they believe it is real, but rather who has failed to mitigate the damages appropriately. Insurers certainly want to attempt mitigation to lessen their losses but overall, few people (including politicians) seem interested in doing so.


The course examines why changes are happening in the insurance world, what 97% of the world scientists expect to come, and what we can expect from insurers. Liability claims will be worse, insurers feel, that tobacco and asbestos claims were. They will be worse because the knowledge has existed for decades, but few industries and even governments have taken the precautions needed to prevent losses. Fault does not fall only on fossil fuel industries; fault lies with everyone, but especially those motivated by greed. Climate change is not about weather; it is about money: who has it, who wants it, and who will likely end up with it. Everyone else will fund the losses while those at the top pocket the money.


If you do not believe in climate change, please donít take this course.

Course Schedule




Chapter 1

Introduction to Insurance, Politics & Climate Change

Is Climate Change real? A complicated Insurance topic.

Chapter 2

Spilled Milk

Flood, violent conflicts, moving forward.

Chapter 3

Climate Change Risk Management

Insurers recognize the risk.

Chapter 4

Our Planetís Future

About the planet.

Chapter 5

Climate Change Affects Insurance Companies & Policyholders

Lawsuits and facts.

Chapter 6

Insurers Have Limited Abilities

NFIP, developing new products, global warming affects health.

Chapter 7

The Ethics of Climate Change

Ethical obligations.

Additional Information