COVID19 and the future of Insurance




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Course Overview

  When COVID-19 struck at the beginning of 2020, it changed all elements of American lives, and the lives of people around the world. Some Americans believed the virus was a hoax, even though many lives around the world had already been lost when it arrived in the U.S.


  This course looks at how the insurance industry will be changed by the virus, as companies deal with massive health care claims, lost lives, and affected businesses. It is likely that having had COVID-19 will be considered a preexisting condition when issuing future policies, especially in light of what is termed “long haulers,” which involves people who have symptoms that linger, changing often, and affecting quality of life.


  Of course, insurance claims are part of the virus, but also future underwriting, which is likely going to affect many insurance markets. Business interruption policies were turning down claims, as we might expect, but insurers are also looking at future policies, and the new language we are likely to see in them. It will affect policy language, underwriting, and preexisting conditions.

Course Schedule




Chapter 1

Current Pandemic


Chapter 2

Annuities in the COVID-19 Era

Additional Information