Annuities an Investment Tool

Instructor

UIE

Phone

(253) 846-1155

Email

mail@uiece.com

Course Overview

Annuities - An Investment Tool is designed to offer the agent a rounded view of the various annuity options available that may offer the growth of one's money.

 

Annuities - An Investment Tool is intended to benefit those agents who work primarily with life insurance products, since annuities are an insurance product.  Hopefully, this course will prompt agents and clients alike to realize the need for putting money aside for future use and how to choose the annuity product that best fits them.

Course Schedule

Chapter

Subject

Description

Chapter 1

Introduction to the Annuity

The course starts out by laying a foundation about how the annuity product became a popular investment tool, the development, how the annuity operates, etc.

Chapter 2

Variations of the Annuity

It covers the various options available to clients, for instance, the accumulation annuity and the refund annuity.

Chapter 3

Annuitization

 

Chapter 4

Rating Systems

There is an entire chapter devoted to rating systems, how they work and what they are based on.  The major companies are listed along with the ratings and explanations of each rating.

Chapter 5

Advantages of the Annuity

The course discusses the advantages and disadvantages of annuity investing. 

Chapter 6

Disadvantages of the Annuity

Chapter 7

Annuities verses other Investments

The course briefly goes into how annuities compare to other investments like mutual funds and IRAs.

Chapter 8

Variable or Fixed Rate

 

Chapter 9

Annuity Producer Ethics

This course closes with a chapter on agent ethics.  While most agents are certainly aware of the need for sound ethics, it is our opinion that a review of this topic is always a good idea.  The new agent may receive new realizations and the experienced agent may remember thoughts that have been forgotten.

Additional Information

This course is not approved for suitability and best interest requirements. It is approved for continuing education.